Senior Risk & Fraud Prevention Analyst
Level inferred from job title
Job description
A Senior Risk & Fraud Prevention Analyst role at SumUp in Berlin, focused on building fraud observability and decisioning for card issuing and banking products. The role turns complex fraud data into practical controls, working with fraud operations, data science, product, engineering, and card networks.
At a glance
- Employment
- Full-time · Employee (employment agreement)
- Work mode
- On-site · Berlin, Germany
- Languages
- English – fluent
What you'll do
- Build and maintain fraud observability dashboards covering issued card, cash in, and cash out flows across merchant and consumer banking products
- Configure and refine decision engine rules to catch fraud early without adding unnecessary friction for genuine customers
- Investigate fraud anomalies and turn findings into clear, actionable recommendations for fraud operations and engineering teams
- Partner with data science and engineering teams to improve risk logic and explore new data sources and automation opportunities
- Translate PSD2, the upcoming PSD3, card scheme and other regulatory requirements into practical, workable controls
- Share regular fraud performance updates with stakeholders across risk, compliance, and leadership
What we're looking for
- Advanced SQL skills for querying and manipulating large datasets
- Experience configuring fraud decision engines or systems based on rules
- Strong grounding in applied statistics and modelling, including A/B testing, classification, and regression
- Proactive in shaping structure and processes within a fast changing, ambiguous environment
- Knowledge of EU banking fraud schemes, card network rules, and PSD2
- Fluency in English, spoken and written
Your team
Global Fraud Prevention
Global Fraud Prevention protects SumUp's banking products, from issued cards to cash in and cash out flows, keeping millions of merchants and consumers safe from financial crime. This role plays a key part in building stronger fraud observability and smarter decisioning for fast growing card issuing and banking volumes across the globe.
Benefits
Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our Berlin office. This involves an office-first setup
Commitment to Diversity and Inclusion: be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced
A dedicated annual L&D budget of €2000 for your individual development, which can be used to attend conferences and/or advance your career through further education
- Enrolment onto our Virtual Stock Option programme: you will own a stake in SumUp's future success
- A corporate pension scheme where we match up to 20% of your contributions
- Generous time off: enjoy 28 days of paid leave plus public holidays and special leave days
- Numerous other benefits such as Urban Sports Club subsidy, Kita placement assistance, subsidised office lunches
- Break4me: 1-month sabbatical after 3 years of service
- Referral Bonus: earn additional rewards by referring talented individuals to join the SumUp team
Apply
Direct apply at sumup
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About SumUp
Be empowered to do more that matters.
Today, over 4 million businesses in 39 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships. Our commitment to small businesses is reflected in our diverse team of over 4,000 SumUppers from over 90 nationalities, united by global collaboration and an innovative mindset.
Mission
At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive.
Key facts
- over 4,000 SumUppers
- Fintech
- Over 4 million businesses in 39 markets rely on SumUp
- Over 4,000 SumUppers from over 90 nationalities
- 38 active Sumup markets