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Senior Backend Engineer - Payments
Pleo
Contract type
Ongoing
Work mode
100% remote
Experience
Senior · Not stated
Level inferred from job title
Job description
Key details
- Design, build, and maintain integrations with banks and payment partners across multiple payment schemes (SEPA, Faster Payments, SWIFT, and others)
- Own the reliability and correctness of inbound and outbound payment flows, including reconciliation, settlement, and exception handling
- Architect systems that are resilient to partner outages, network failures, and edge cases inherent in financial messaging
- Lead initiatives to improve system observability, fault tolerance, and operational excellence across payment rails
- Collaborate with cross-functional teams, including compliance, finance operations, and product to evolve Pleo's payment capabilities
- Participate in code reviews, post-mortems, and provide mentorship to other engineers
- Proactively address technical debt and guide the team through technical challenges and migrations
- Company mission
- Information not specified
Primary stack
Core technologies
KotlinJavaAWSKubernetes
Benefits
- Information not specified
Requirements & details
- Hands-on experience building payment integrations, bank APIs, payment scheme integrations, or financial messaging formats (ISO 20022, SWIFT, SEPA, Faster Payments, or similar)
- Strong understanding of payment flows end-to-end: payment initiation, routing, reconciliation, settlement, and exception/failure handling
- Experience designing and operating highly available, resilient distributed systems with robust error recovery and observability
- Expertise in server-side development, ideally Kotlin or Java, with strong experience in microservices and distributed systems
- Proficiency with relational databases (PostgreSQL), cloud environments (AWS, Kubernetes), and observability tooling (e.g. Grafana)
- Awareness of payment compliance and regulatory considerations (e.g. AML, sanctions screening, PSD2) is a plus
- Understanding of safeguarding of customer funds and the impact of money movement pipelines
- Strong problem-solving skills and experience owning production payment systems through incidents and operational complexity
- High proficiency with AI-enhanced development tools (such as GitHub Copilot or Claude) as integrated partners for system design, documentation, and code generation
- Willingness to deepen your AI fluency as Pleo scales AI adoption across engineering. We're building a culture where thoughtful AI use for delivery velocity and quality
- Proven ability to structure complex engineering problems for AI collaboration, including writing precise specifications, validating generated outputs, and iterative development
- A proactive drive to expand your AI fluency as we scale adoption to enhance delivery velocity and maintain high engineering quality across our organisation
- Kotlin, Java, PostgreSQL, AWS, Kubernetes, Grafana, GitHub Copilot, Claude
- Kotlin
- Java
- AWS
- Kubernetes