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Principal Product Manager (Europe Only)

R2
Contract type
Ongoing
Work mode
Remote · Netherlands, Europe
Experience
Lead / principal · 10+ years

Job description

Principal Product Manager (IC5) at R2, a senior individual contributor owning complex product areas end-to-end and driving measurable business outcomes in a fintech environment. The role partners with Engineering, Data, Risk, and Commercial teams and focuses on Brazilian and LATAM financial infrastructure.

At a glance

Work mode
Remote · Netherlands, Europe
Languages
English – fluent, Portuguese – fluent

What you'll do

  • Own a core product domain (e.g., Credit, Risk, Payments, Core Platform, or Partner Integrations) with clear accountability for customer, business, and operational outcomes
  • Define and evolve a multi-quarter product strategy and roadmap aligned with company objectives, regulatory requirements, and scalability constraints in Brazil
  • Identify and size opportunities for growth, efficiency, and risk reduction using market insights, customer data, and competitive analysis
  • Manage and deepen technical and product relationships with external partners (e.g., bureaus, payment networks, data providers, lenders), from evaluation through launch and optimization
  • Lead end-to-end product discovery and delivery, from problem framing and solution design through rollout and post-launch optimization
  • Produce clear, high-quality product artifacts (PRDs, user stories, acceptance criteria) that enable autonomous and efficient execution by Engineering
  • Own prioritization decisions, balancing customer value, risk, regulatory constraints, and business impact
  • Partner closely with Engineering leadership to ensure predictable delivery, technical quality, and long-term platform health
  • Define success metrics and KPIs for the product domain (e.g., activation, conversion, loss rates, approval rates, fraud, unit economics, operational efficiency)
  • Use data, experimentation, and customer feedback to inform decisions and continuously improve product performance
  • Collaborate with Data, Risk, and Analytics teams to ensure robust measurement, monitoring, and feedback loops
  • Act as a strategic partner to Engineering, Risk, Data, Operations, Legal/Compliance, and Commercial teams
  • Drive alignment across stakeholders with differing incentives and constraints, influencing decisions without formal authority
  • Clearly communicate product vision, trade-offs, risks, and progress to senior leadership and executives
  • Develop deep expertise in Brazilian customer needs, behaviors, and pain points across relevant segments
  • Incorporate Brazilian regulatory, operational, and cultural nuances into product design and decision-making
  • Engage directly with customers, partners, and internal teams to validate assumptions and solutions when needed

What we're looking for

  • 10+ years of experience in Product Management, with significant experience in fintech, financial services, or financial infrastructure
  • Demonstrated ownership of complex, high-impact products in regulated environments
  • Strong experience working with Engineering, Data, and Risk teams on technically sophisticated systems
  • Proven ability to operate autonomously, make high-stakes decisions, and be accountable for outcomes
  • Excellent written and verbal communication skills in both English and Portuguese
  • Strong analytical, structured thinking, and problem-solving capabilities
  • Comfortable operating in ambiguous, fast-changing environments with incomplete information

Nice to have

  • Deep experience in the Brazilian and/or broader LATAM fintech ecosystem
  • Exposure to credit products, underwriting, risk decisioning, fraud, or collections platforms
  • Experience with B2B, platform, or API-driven products
  • Track record of influencing product strategy beyond immediate team or domain

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About the company

R2 enables platforms across Latin America to embed financial services that SMBs can leverage, starting with revenue-based financing. The company is entering a new phase of growth following a strategic investment from Ant International, focused on rapidly expanding its partner footprint, strengthening credit and underwriting capabilities, and scaling operations across multiple markets.

Mission

Unlock SMBs' potential by providing financial solutions tailored to their needs, reimagining the financial infrastructure of Latin America where SMBs' financial needs are met without ever having to go to a bank.

Key facts

  • Fintech
  • Small and medium businesses make up over 90% of companies in Latin America and face a trillion-dollar credit gap
  • Team talent from organizations such as Google, Amazon, Nubank, Uber, Capital One, Mercado Libre, Globant, and J.P. Morgan
  • Received a strategic investment from Ant International
  • Eligible team members have the opportunity to participate in R2's Phantom Share Program

Partners & customers

Ant International

What they value

  • Ownership