Legal & Compliance Senior Lead (Europe Only)
Job description
Senior Dutch-qualified lawyer to lead R2's legal and compliance work for its European launch, acting as on-the-ground legal owner for the Netherlands and, supported by external counsel, Belgium. The role covers entity setup, contract localization and regulatory advice for the embedded-finance launch.
At a glance
- Work mode
- Remote · Netherlands, Western Europe
- Languages
- English – fluent, Dutch
What you'll do
- Own the Dutch and, in parallel, supported by sufficient external local advisory, Belgian legal and regulatory workstreams for R2's launch, from entity incorporation through to a fully operational state
- Lead entity setup and governance: articles of association (statuten), notarial incorporation, KVK and UBO-register registration, and director and legal-representation requirements
- Localize, draft and negotiate R2's financing contracts, merchant terms, partner agreements and SEPA direct-debit mandates under Dutch and Belgian law
- Instruct and manage external Dutch and Belgian counsel, turning their opinions into executed documents and a running compliance operation
- Advise on licensing perimeter, funding structure, the payments perimeter, collections enforceability, data protection and automated decision-making
- Manage corporate-banking onboarding and the SME-lending quality mark (keurmerk / Finankeur)
- Partner closely with the product, compliance, finance and operations teams, and serve as the senior legal point of contact for the European business
- Support R2's expansion into further EU markets over time
What we're looking for
- At least ~7 years PQE, including significant in-house or top-tier law-firm experience in fintech or financial services
- Admitted to practice in the Netherlands (advocaat)
- Full professional fluency in English is essential; you will work daily with the group's leadership and the Head of Legal in English
- Dutch is required for local practice, regulators and counterparties
- Willingness and ability to advise on Belgian law supported by external counsel
- Lending and GDPR experience
- Deep command of the relevant regulatory landscape and a genuine interest in fintech, financial inclusion and cross-border expansion
- Strong, precise drafting; comfort operating with autonomy and a high-ownership mindset; able to run multiple open matters and external counsel across two jurisdictions simultaneously
Nice to have
- Own the operational Wwft / AML function: CDD design, third-party reliance arrangements, prevention manuals, risk matrices, and interaction with supervisors
- Dual qualification or strong Belgian experience
- Working-level Spanish and/or Portuguese given R2's Latin American base and French given the Belgian market
- Wwft / AML and payments experience
Benefits
Eligible team members have the opportunity to participate in R2's Phantom Share Program, a performance-based incentive designed to align our team with the company's long-term success and value creation
- The chance to join a high-impact, mission-driven fintech
- Ownership and impact in a fast-paced, growth-oriented startup
- Cross-functional collaboration with exceptional teams
- Exposure to complex regulatory challenges and innovation in embedded finance
Apply
About the company
R2 enables platforms across Latin America to embed financial services that SMBs can leverage, starting with revenue-based financing. R2 is a high-performing, close-knit team with talent from organizations such as Google, Amazon, Nubank, Uber, Capital One, Mercado Libre, Globant, and J.P. Morgan. R2 is entering a new phase of growth following a strategic investment from Ant International, focused on rapidly expanding its partner footprint, strengthening its credit and underwriting capabilities, and scaling operations across multiple markets.
Mission
Unlock SMBs' potential by providing financial solutions tailored to their needs, reimagining the financial infrastructure of Latin America where SMBs' financial needs are met without ever having to go to a bank.
Key facts
- Fintech / embedded finance
- Small and medium businesses make up over 90% of companies in Latin America
- SMBs face a trillion-dollar credit gap
- R2 enables platforms across Latin America to embed financial services, starting with revenue-based financing
- Entering a new phase of growth following a strategic investment from Ant International
- Eligible team members have the opportunity to participate in R2's Phantom Share Program
Partners & customers
What they value
- Ownership
- High-performing, close-knit team